Payment Protection PPP Insurance (LASU)

WE ARE ONE OF THE UK's LEADING PPP INSURANCE SPECIALISTS IN THE FOLLOWING AREAS

PPP Specialists, PPP Insurance, PPP Income Protection, Payment Protection Plan, Employment Protection Insurance, Personal Contract Purchase, Car-Finance.net, Car Finance, Car Finance UK, UK Car Finance, Vehicle Finance UK, Car Loans UK, UK Car Loans, UK Vehicle Finance, Car Finance Company

  • Nearly 29 million working days were lost due to accidents and ill health each year.
  • Surveys indicate that around 1.6 million people are hurt at work each year and treated at hospitals.
  • Over 1.5 million people of working age are currently unemployed in the UK.
  • Over 30,600 people a day start claiming DSS benefits as a result of being unemployed.
  • Almost 3% of the working population were made redundant in the 12 months up to May 2003.
  • Over 2 million people claim long term DSS incapacity benefit, that's more than 9 out of every 10 benefit claims.

What is Payment Protection Insurance (PPP Insurance)?

Payment Protection Insurance has been designed specifically to pay you a monthly benefit to ensure that your loan repayments will not become a burden to you or your next -of- kin if you should find yourself unable to work for a prolonged period due to sickness or accident, if you became unemployed or if you were to die.

You can choose between cover for Life, Accident, Sickness and Unemployment, or Life and Unemployment only.

Why do I need Payment Protection Insurance (PPP Insurance)?

Simply because no one plans to be ill or have an accident and today no one can be certain that their job is secure. If you were unable to maintain your agreed monthly repayments have you thought what would happen? Jigsaw Payment Protection has been designed to take care of this problem for you.

How do I benefit?

Depending on the cover you have chosen, in the event that you are unable to continue working due to accident or sickness, or if you lose your job, this insurance will pay a monthly benefit of up to a maximum of £1,500 per month. Monthly benefit will continue to be paid for a maximum of 12 months, or until you return to work, or you find another job. Benefit is payable for each complete month that you are away from work.

For accident or sickness, payments equal to half your monthly benefit are made on the 15th and 30th day of illness. For unemployment a payment equal to your monthly benefit is made on the 30th day of unemployment. Further full monthly benefits are payable for each complete and continuous 30 day period that you are away from work.

For accident or sickness, payments equal to half your monthly benefit are made on the 15th and 30th day of illness. For unemployment a payment equal to your monthly benefit is made on the 30th day of unemployment. Further full monthly benefits are payable for each complete and continuous 30 day period that you are away from work.

In the unfortunate event that you die, this insurance will pay off an amount equal to your monthly repayments for the number of complete months remaining up to 36th month of cover and up to a maximum of £50,000.

Can I be covered?

  • You must be aged between 18 and 65, in full time employment and normally a resident in the UK.
  • If you are a contract worker you must have been in full time employment for at least 2 years, your current contract must be at least 12 months with 6 months left to run on it and you must not currently be absent from employment or self-employment due to sickness or injury.

When does my cover end?

Payment Protection continues to provide cover until the first of the following occurs:

  • you reach 65 years of age; or
  • the date your lender terminates or is given permission to possess the security on your agreement
  • the day you cancel your policy
  • on the 36th month following the date of commencement of your finance agreement

How much does it cost?

Payment Protection is a product that if we are honest, most of us would be happy to consider, the only problem is the cost element and in most cases the premiums are to costly to consider, after all it is an insurance and hopefully never needed.

Our Payment Protection Policy costs just 10% of your regular monthly installment for the full Life Accident Sickness & Unemployment cover (LASU), and runs for a 36 month period and therefore its more affordable for most customers.

Life, Accident & Sickness and Unemployment Cover (LASU)

Payment Protection Insurance helps protect your credit rating if you are off work due to an accident, sickness or unemployment for an extended period of time meaning you may not be able to afford to make your monthly repayments under your finance agreement. It will also provide you benefit in the unfortunate event of your death.

  • Underwritten by Norwich Union, the UK's largest insurance group and part of the worldwide Aviva group of companies.
  • Cover for 18 - 65 years of age (cover expires when you reach 65).
  • Monthly benefit available of up to £1,500 to help cover your finance repayments if you cannot work due to accident, sickness or unemployment.
  • Up to a maximum of 12 monthly benefits can be paid for any one claim.
  • For accident and sickness claims, payments equal to half your monthly benefit will be paid on the 15th and 30th day of illness.
  • For unemployment claims, a payment equal to your monthly benefit will be paid on the 31st day of unemployment.
  • Further full monthly benefits are paid following each complete and continuous 30 day period that you cannot work.
  • Includes cover for self-employed and contract workers (working a minimum of 16 hours per week).
  • In the event of your death, Life benefit may pay an amount equal to your monthly benefit for the number of complete months up to the 36th month, up to a maximum of £50,000.
  • All cover is for a 36 month period.

Interested? call us now on 08707 469 687 for more information on PPP Insurance or alternatively you can Click Here to make your LASU online application.

protect-your-payments.co.uk - Also Specialists In...
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More Car-finance.net websites:
www.pcp-car-finance.co.uk
www.pcp-car-loan.co.uk
www.pcp-finance-quote.co.uk
www.pcp-loans.co.uk
www.pcp-loans.net
www.pcp-quote.co.uk
www.car-finance.net
www.gap-insurance.net
www.gap-uk.co.uk
www.ppp-insurance.co.uk
www.protect-your-payments.co.uk
www.a-gap-insurance.co.uk
www.a-great-car-deal.co.uk
www.a-personal-contract-purchase.co.uk
www.cashformycar.co.uk

E-mail Addresses:
ppp_insurance@ppp-insurance.co.uk
payment_protection@ppp-insurance.co.uk
credit_protection_insurance@ppp-insurance.co.uk
redundancy_protection@ppp-insurance.co.uk
car_payment_protection@ ppp-insurance.co.uk

  
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