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Lease Purchase

Car Lease Purchase is essentially Hire Purchase with a balloon payment at the end of the contract, car Lease Purchase offers lower monthly payments than normal hire purchase. Instead, at the end of the agreement with car, you can make a final lump sum payment (or 'balloon') to own your car.

It's a fixed rate finance - but with a lower fixed monthly outlay since you defer a percentage of some of the borrowing to the end of the agreement. At the end of the agreement options include car purchase, refinance car loan, part exchange or selling the car and settle then final payment.

Finance your car even without a deposit. The remaining balance, plus fixed interest, is repaid in equal instalments to car-finance over an agreed period (12-60 months) plus a final balloon payment.

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