New Car deals at Massive Discounts
from UK Main Dealer Franchises

Car Supply

Some of your new cars are shown as Pre-Registered - what does this mean?

We buy some of our cars in bulk this means we can demand bigger discounts. However, this means the vehicles are registered together - the new car is still brand new and has only delivery mileage, the only difference is that you will be listed as the second registered keeper in the log book.

Are any of your vehicles imports?

NO. All of our vehicles are UK MAIN dealer supplied and you have an option to collect your car direct from the supplying dealer.

Can I have factory fitted options on my chosen vehicle?

Yes. These can be configured on our website and included in the finance quotation.

Your price is significantly less than my dealer, are there any extra costs I need to pay?

The price shown is the price you'll pay for the car. With our large discounts that we pass onto you this enables you to purchase cars at very low prices.

Do your vehicles come with a warranty?

Yes. Full manufacturer’s warranty

Will you accept my part-exchange?

Due to the discounts we offer our customers we can not afford to accept part exchanges as the cost of disposing your old car would mean that we would have to increase our margins and thus you wouldn’t make the huge savings anymore.

Delivery

Can you deliver anywhere?

The dealership will deliver to any address in mainland UK.

Is there a charge for delivery?

No. However if you wish to have the car delivered on a transporter and not driven, there is a charge for delivery to your choice of address in the mainland UK, the cost being subject to location

Finance

Are all of your cars available on finance?

Yes. Any of our cars can be purchased on finance, subject to status. Click here to find out more about our finance options.

Car-finance.net have specialised in Personal Contract Purchase (PCP) and Lease Purchase (LP) online since 2001

Car-finance has a joint venture, with one of Europe's leading banks. This gives us the freedom to set our own finance lending and pricing policy. The result being that our customers ALL get offered a great low rate that most other motor dealerships cannot compete with and most direct lenders would only offer to a select few customers

What can a Car-Finance .net Plan be used for?

You can use a Car-Finance .net Plan to buy a new or used car, motorbike or caravan from any dealer of your choice.

Can Car-Finance.net organise my loan even if they are not supplying the car?

Yes, we will liaise with your chosen dealer and arrange the funds to be paid directly into their bank account.

Who is Car-Finance.net?

Car-Finance.net has been on line for seven years and is owned by Jigsaw Finance Group an industry leader in Motor Finance and Technology

What are the options at the end of the initial period of the Low Payment Loan?

When you come to the end of your loan period, you have the choice about how to pay off the deferred part of your loan. You can keep your car and pay off the remainder of your loan with a lump sum. You can sell your car and use the money to pay off the rest of the loan - then buy a new car with a new Car-Finance.net Plan.

What are the options at the end of the initial period of the PCP Loan?

When you come to the end of your loan period, you have the choice about how to pay off the deferred part of your loan. You can keep your car and pay off the remainder of your loan with a lump sum. You can sell your car and use the money to pay off the rest of the loan - then buy a new car with a new Car-Finance.net Plan. Or you can hand the car back subject to terms and conditions of the agreement and walk away from the deferred part of your loan.

What does 'deferred amount' mean?

The 'deferred amount' is the part of the loan which is delayed until the end of the loan term.

Can I choose how much of the loan I want to defer?

No, this is fixed according to the term you wish to repay your loan over, mileage p.a. and the type of vehicle you are purchasing.

What if I sell my vehicle during the term of the loan?

You can sell your vehicle at any time during the term of your loan, but you must clear the outstanding balance in full.

How can you apply? And how quickly will you get a decision?

You can follow 6 easy steps to completing your Car-Finance.net loan

• Use our Get a Quote calculator to work out how much you want to borrow.
• Apply online, which takes about 5 minutes.
• In most cases you will receive a decision within 2hours. However, on some occasions we may need more information to complete the loan.
• If your application is successful a car-finance representative will call you to confirm the details including your chosen dealership name and telephone number. After confirming the exact car invoice details with the dealership we will then issue you documents the same working day.
• On receipt of your documents please read, sign and return the specified documents ensuring that you include all parts of your full UK driving license plus any additional supporting proofs that have been requested for example this could be a recent utility bill.
• Once we have received your fully completed documents, we will arrange the funds to be transferred to your chosen dealerships account.

Are there any charges if you repay the loan early?

There are no early repayment charges so you are free to pay off your loan whenever you want at no extra cost.

Do your repayments change over the course of the loan?

The interest rate is fixed for the life of the loan so you can be sure your repayments remain affordable even if rates change and you can choose to spread your repayments over two to five years. You can even choose the day you want the money to come out of your account.

Do I pay Car-Finance.net the deposit or the dealer?

Any deposits are to be paid direct to the dealership.

Do you charge a fee for the finance?

No, there are no hidden costs attached such as set up or handling fee