http://www.car-finance.net/?s=3960Fri, 05 Sep 2008 12:27:16 GMTPersonal Contract Purchase (PCP) Finance

At Car-finance.net one of the most popular choices of finance is Personal Contract Purchase (PCP).

Why is it so popular?  What is PCP finance and how does it work?
Will PCP finance suit my needs?

Let’s take a closer look at Personal Contract Finance and find out.  

What is PCP finance?

Personal contract purchase finance (PCP) is a very flexible type of finance.
An amount of the total cost is deferred to the end of the contract.
This amount is called the Guaranteed Future Value (GFV).
PCP finance gives you the freedom of choice at the end of the contract.  

How does PCP finance work?

You make a deposit and the Guaranteed Future Value will be estimated.
The deposit and the GFV are subtracted from the total price and your monthly payments will be based on the balance.

At the end of the contract you will have a few choices. You can buy outright for an agreed lump sum (the GFV), sell, part-exchange, or walk away with no further obligation (subject to terms and conditions).

What are the benefits of PCP finance?

•    You will have little or no initial deposit.
•    Your monthly repayments are reduced due to the deferred GFV.
•    The interest rates will be fixed for the duration of the contract.
•    The GFV is guaranteed by the lender.
•    At the end of the contract you have the flexibility of choice.

If you have any further questions regarding PCP finance please
Call on 0845 680 1508.

]]>Fri, 05 Sep 2008 12:24:34 GMTPCP (Personal Contract Purchase) Car Finance

PCP car finance is a very popular form of motor vehicle finance.
This is due to the flexibility of the loan and low monthly repayments.
It is also ideal for people who like to change their car regularly.

Car-finance.net can offer you great low rates on PCP car finance due to the strong relationships we have built up with no fewer than eleven UK finance companies. PCP car finance is available to you, regardless of whether you are purchasing privately or through a dealer.

What is PCP Car Finance and how does it work?

PCP car finance is different than a traditional Hire Purchase agreement where you repay the capital and interest over the life of the agreement, owning the car in the end. 

With PCP car finance you still pay the interest, but we defer an amount until the final repayment. The amount of capital you repay is reduced, and by deferring
the guaranteed future value of the car to the end, your monthly repayments will be lowered.

Your final payment is based on the future value of the vehicle after calculating the estimated annual mileage, and the age of the vehicle at the end of the agreement.

The final payment amount is guaranteed based on two conditions: you do not exceed the agreed annual mileage, and the vehicle is returned in good condition.

At the end of the loan period you make a choice.
•    You can own your car by paying the deferred final payment.
•    Sell or part-exchange your car and use the money to pay the rest of the loan.
•    Hand the car back (subject to terms and conditions) and walk away from the deferred part of your loan.     

If PCP car finance seems like the right finance option for you, please use one of our finance calculators for a sample finance quote.

If you have any further queries Call on 0845 680 1508

]]>Fri, 05 Sep 2008 12:21:38 GMTNew Car

If you are looking to purchase a new car, car-finance.net can help.
Car-finance.net is one of the UK’s leading online car and finance sites.
We have successfully completed loans for an estimated 20,000 customers.

You can use our services to buy your new car online. If you want to purchase a new car through a dealer you have sourced yourself, we can arrange the finance for you and save you money with our great low fixed rates.

Purchasing a New Car Online from Car-finance.net

We supply a large range of new cars direct from the main UK-supplied dealerships. All vehicles meet UK specifications and have the applicable manufacturer’s warranty. The total on-road price includes 12 months Vehicle Road Fund Licence and, in most cases, you receive onward delivery direct to your door. Alternatively, you may collect your new car direct from the dealership at no extra cost and receive a full vehicle handover.

You can search through our list of cars, or use our quick search facility to find the new car you want. This will generate a list for you to view. You will see that all of the detailed information you need is there for you. When you have found the car you want, you can make a quote enquiry or apply for finance.  
We can even arrange the motor insurance for you. It is that easy!   

Purchasing a New Car from a Dealer

If you have found a new car you like through a self-sourced dealer, you can use car-finance.net to finance the purchase of your new car. Our great, low, fixed rates will save you money. We will liaise with your chosen dealer and arrange the funds to be paid directly to them. There are no hidden set up or handling fees. All charges are clearly shown in our quotations. 

To apply for a loan follow these 6 simple steps.

1. Use the interactive loan calculators provided to figure the right car finance option for you.  
2. In just 3 minutes you can apply online.
3. Most cases will have a decision in 2 hours unless more information is                 
    required to complete your loan.
4. A representative from our car-finance department will call you to
confirm your details if you have submitted a successful application. We then      confirm the dealership of your choice, and the details of the car invoice with the dealership. The documents will be issued to you on the same working day.
5. When you receive your documents you must read, sign, and return them,  
    ensuring that your full UK driver’s license details are included.
6. Your funds will be transferred to your chosen dealership’s account once we have received all necessary documentation.
             

If you have further queries regarding buying a car call us on 0845 680 1508.

]]>Fri, 05 Sep 2008 12:06:40 GMTFord Finance

Car-finance.net has no less than eleven years experience in arranging finance for people who are purchasing Ford vehicles.

What type of Ford do you want to purchase; a Ford Focus, a Ford Mondeo, or maybe a Ford S-Max? Whatever type of Ford you want to purchase, we can help. By providing you with a great low rate, most other dealers cannot compete.  We provide you with a professional and prompt service, which will help make financing the purchase of your brand new Ford, a smooth process. 

To help you understand the Ford finance options available we have put together a brief description of each type.

Ford PCP Finance

•    This is a good choice for people who may want to purchase a new Ford every few years.
•    Part of the vehicle’s total value will be deferred to the end of the agreement, providing you with a lower monthly repayment.
•    You choose a repayment period that complements your budget.
•    At the end of the term, you choose whether you want to keep the car by paying the final payment, or part-exchange it and begin a new agreement on a new Ford. You also have the option of simply returning the car
     (subject to terms and conditions). 

Ford Hire Purchase

•    This is a straightforward way to finance your car.
•    A deposit amount and a regular repayment are agreed upon and will be designed to suit your budget.
•    You are able to choose a repayment period that is manageable for you.
•    At the end of the agreement you will own the Ford as long as your repayments are fully paid.

Ford Lease Purchase

•    This option has a deferred lump sum to the end of the term.
•    You agree on the guaranteed future value and estimated mileage.
•    This option has flexibility at the end of the term.

Ford Contract Hire

•    Ideal for a fleet of vehicles.
•    Allows you to hire vehicles as opposed to owning them.

To work out which Ford finance option suits your requirements use our online quote calculators or call us on 0845 680 1508.

]]>Fri, 05 Sep 2008 12:01:01 GMTCar Finance

Car-finance.net has financed vehicles online since 2001.  We have helped an estimated 20,000 customers with their car finance needs. 

You can use car-finance.net to arrange finance for a new or used car whether you are buying through a dealer or privately.

When you have found the car you want to purchase you can use our quote calculator to determine how much you want to borrow. Apply for your loan online. This only takes a few minutes and in most cases you will have an answer within 2 hours.

Types of Car Finance available   

•    Personal Contract Purchase (PCP)
•    Hire purchase
•    Lease Purchase (LP)
•    Contract Hire (CH)

To help you we have put together a brief description of each type of car finance.

Personal Contract Purchase (PCP)
•    It has flexibility.
•    Low monthly repayments.
•    Optional final payment for ownership of the car.
•    A good choice if you like to change your car regularly.

Hire Purchas (HP)
•    A simple and traditional way of financing.
•    You agree on a deposit and a regular payment that suits your budget.
•    Choose a repayment period that suits you.
•    At the end of the agreement you own the car.

Lease Purchase (LP)
•    There is no mileage contract.
•    You can refinance the residual value.
•    Low monthly payments.

Contract Hire (CH)
•    You hire the vehicle over a fixed term that suits you.
•    There is no eventual ownership.

If you have any further queries regarding car finance Call on 0845 680 1508

]]>Fri, 05 Sep 2008 11:51:59 GMTBuy Ford Online

There are many advantages to buying your new Ford vehicle online. The financial rewards are great and it is so convenient.

At car-finance.net our friendly and experienced staff will be on hand to make the process as easy and smooth as possible.  
 
Why Should I Buy Ford Online?

When you buy Ford online you will save money. Car-finance.net has a joint venture with a leading European bank allowing us to utilise our own finance lending and pricing policy so our customers benefit from great low fixed rates that our competitors find hard to match.

We deal directly with our UK franchised dealers who supply us with a large range of Ford model vehicles including Ford Focus, Ford Mondeo, and Ford S-Max.
The Ford manufacturer’s warranty comes with all vehicles. When you buy Ford online at car-finance.net you will find that, included in our on road price, is 12 months Road Fund Licence, and in the majority of cases, you will receive onward delivery direct to you.  

Buying Ford online is cost effective and saves you time. Why waste time and money driving around to various Ford dealers when you can buy the Ford you want right here with very little effort.  
 
How to use our Services to Buy Ford Online

First, find the Ford model you would like to buy from our Cars list or our Quick Search option. This will generate a list of vehicles for you to look at.
Each listing will have a photo of the vehicle and information about the features and specifications. We have provided links for more specific information, as well as finance and insurance details.

It is a good idea to use our Make an Enquiry service. This will give you information on our delivery times and optional specifications. Any effect of your options on your quote will be fully discussed with you.

To submit a finance proposal for pre-approval you can use our Apply for Finance service. Don’t worry. You will be under no obligation to buy. The application form is very quick to complete. Once we have received your application, one of our friendly staff will contact you to discuss your application further. 

If have further questions about buying Ford online call us on 0845 680 1508

]]>Fri, 05 Sep 2008 11:48:39 GMTBuy BMW online

If you are looking at purchasing a BMW there are many advantages to buying BMW online. There are huge savings to be made and it really is easy.
 
Car-finance.net has the benefit of experienced staff that has been helping customers purchase BMW online for the past seven years, and we provide a prompt and professional service.

The Benefits of Buying BMW online

You will save money by purchasing a BMW online with car-finance.net because we have a joint venture with one of the leading banks in Europe. We are able to use our own finance lending and pricing policy so our customers are offered one of the most competitive, low, fixed rates available.

Our supply of BMW vehicles is large. We have all the most popular BMW models
including the BMW 5 series, the BMW 3 series and BMW X5. They come directly from our UK franchised dealerships and all have the BMW manufacturer’s warranty. You will receive 12 months Road Fund Licence and onward delivery to you included in our on road price.  

Buying BMW online saves you time because you can do it all here at one place.  You can select the BMW you want, choose the type of finance option that suits you, and organise your insurance cover. So quick and simple!   
 
How Do I Buy BMW Online at Car-finance.net?

You select the BMW model you want to buy from our Cars list or use our Quick Search option. The BMW model vehicles you are interested in will appear in a list
for you to view. The complete information on the vehicle is listed clearly. There are links for more information on all of the specifications and finance options. Don’t forget your insurance cover! We have a link for that, too. 

Our Make an Enquiry service gives you details on delivery times and optional BMW specifications. We will discuss with you the effect of any specification options on your quotation.

You can use our Apply for Finance service to submit a finance proposal for pre-approval. There will be no obligation to buy the vehicle at this point.
The application will only take a minute or two to complete. When we have received your application we will contact you promptly to discuss the next steps with you. 
 

If you have further queries please give us a call on 0845 680 1508

]]>Fri, 05 Sep 2008 11:43:19 GMTBuy Audi Online

You can find the Audi of your choice with huge savings online.
There are many benefits to buying an Audi online, and it's easy.
Car-finance.net has been helping customers purchase Audi online since 2001.
Our experienced staff can help you through the process promptly and professionally.

What are the Benefits of Buying Audi Online?

Purchasing an Audi online with car-finance.net will give you great financial advantage, as we have developed a joint venture with one of Europe’s leading banks. This gives us the freedom to set our own finance lending and pricing policy so we can offer our customers a great, low, fixed rate. Most other dealers cannot compete with us.

We supply a large range of Audi models, including Audi A3 and Audi TT, direct from our UK franchised dealerships. All vehicles have the applicable Audi manufacturer’s warranty. Our total on-road price includes 12 months Road Fund Licence and, in most cases, onward delivery direct to your door at no cost to you. Alternatively, you may collect your Audi direct from our UK supplying dealership. This comes with a full vehicle handover. 

Save time and money! You can organise everything online with car-finance.net. Choose the model of Audi you want, apply for the loan that suits you, and even arrange your motor insurance. It’s that easy!   
 
How Do I Buy Audi Online?

Simply choose the Audi model you would like to purchase from our Cars list, or use our Quick Search option. A list of the Audi model vehicles you are interested in, will be generated. All the information you need is clearly listed.
If you click on the More Information link you can view more detailed information about the vehicle, finance, and insurance.

You can use our Make an Enquiry service to find out more about delivery times and optional specifications. We can then discuss the effect of any options on your quotation.

When you use our Apply for Finance service you will be submitting a finance proposal for pre-approval. Submitting this proposal does not obligate you in any way to purchase the vehicle. The online application only takes a few minutes to complete. A finance advisor will then contact you to discuss the next steps once we have received your application.  

If you have further queries about buying Audi online Call on 0845 680 1508

]]>Fri, 05 Sep 2008 11:09:21 GMTBMW Finance

Do you want to finance the purchase of a brand new BMW, such as, the BMW 5 series, BMW 3 series, or maybe a BMW X 5?

Car-finance.net can help by offering some of the lowest rates for financing the purchase of specific BMW models. You can rest assured that we will help you through the entire process of financing your BMW.

Let’s take a brief look at the BMW finance options we have available.

BMW Select (PCP Finance)      

•    Freedom to change your BMW every 2 to 4 years.
•    Reduced monthly payments.
•    Guaranteed minimum future value.
•    At the end of the agreement you can keep your car by paying the final payment. Part-exchange your BMW for another one or hand the car back
(subject to terms and conditions).

BMW Hire Purchase

•    A straight forward way of purchasing a BMW.
•    You choose the repayment period that suits you.
•    You agree on a deposit and a regular payment that suits your budget.
•    At the end of the agreement (subject to all repayments being made) you own the car.

BMW Lease Purchase

•    Similar to BMW Hire Purchase except your regular payments are reduced as there is a deferred lump sum payment at the end of the agreement.
•    You choose the repayment period that suits you.
•    Agree on the future resale value of the car, which then becomes the final payment.
•    At the end of the agreement the BMW is yours to keep, provided you have
covered all the necessary payments.

BMW Contract Hire

•    A fixed rental plan. No car ownership.
•    A good idea for business.

To find out the best BMW finance for you please use our online quote calculators or for further assistance you can call us on 0845 680 1508.

]]>Fri, 05 Sep 2008 11:03:13 GMTAudi Finance

If you want to finance the purchase of a brand new Audi, car-finance.net can help as we offer some of the best rates available.

Are you considering the purchase of an Audi A3, or maybe the Audi TT?
Whatever specific Audi model you want, you can rest assured that we will arrange your financing with promptness and professionalism.

Let’s start by taking a brief look at the Audi finance options available.

Personal Contract Plan (PCP Finance)

•    Gives you the freedom to change to a new Audi every few years.
•    A portion of the car’s total value is deferred to the end of the agreement. This will lower your monthly repayments.
•    You can choose a repayment period to suit you.
•    At the end of the term you have 3 choices: you can pay the final amount and own the car; part-exchange it and begin another arrangement on a new Audi; or return the car (subject to terms and conditions).

Audi Hire Purchase

•    This is the simple and straightforward way to pay for your Audi.
•    You agree on a deposit and a regular repayment that suits your budget.
•    You choose a repayment period that suits you.
•    At the end of the agreement you keep the car as long as you are up to date with all repayments.

Audi Lease Purchase
          
•    Your regular payments are reduced because it has a deferred lump sum.
•    You choose a repayment period that suits your budget.
•    You agree on the future resale value of the Audi. This amount then becomes the final payment amount.
•    At the end of the agreement you pay the final deferred amount and the Audi is yours to keep.  

Audi Contract Hire

•    Very suitable for business users.
•    The Audi vehicle is hired not owned.


Please use our online quote calculators to determine what type of finance option suits your needs.

If you have any further queries please Call on 0845 680 1508

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