Car-finance.net is one of the UK's leading internet only automotive and financial supermarket, we offer a range of Car-finance.net loans not only for cars supplied via our network of dealers but on those our customers have chosen to source themselves.

Car-finance.net has a joint venture, with one of Europe's leading banks. This gives us the freedom to set our own finance lending and pricing policy. The result being that our customers ALL get offered a great low rate that most other motor dealerships cannot compete with and most direct lenders would only offer to a select few customers

Car-finance.net have specialised in Personal Contract Purchase (PCP) and Lease Purchase (LP) online since 2001 and in that time we have built up relationships with well established and recognised lending finance institutions, all of which offer several different packages to suit the majority of applicants and their choice of vehicles. We have the facility to offer Lease Purchase (LP) and Personal Contract Purchase (PCP) for UK cars up to 4 years old subject to status of the applicant.

We supply a range of UK new and nearly new cars to our customers direct from main UK franchised dealerships and all monies including deposits etc are paid directly to them. All cars are UK specification vehicles and are supplied by UK Franchised dealers and all vehicles have the applicable UK manufacturer’s warranty. Our total on the road prices include 12 months Vehicle Road Fund Licence and in most cases onward delivery direct to our customer, alternatively customers may collect their new vehicles directly from our UK supplying dealer as a no extra cost, this comes with a full vehicle handover.

Car-finance.net offer some of the best rates around for Personal Contract Purchase (PCP) please use one of our finance calculators if you wish to obtain a sample finance quote, we have several lenders offering superb rates and terms together with insurance products at very competitive prices, whether you require finance for a new or nearly new vehicle we have a product to suit.

Borrow with Confidence

Car-finance.net are licensed under the Consumer Credit Act 1974 to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling, credit reference agency and canvassing off trade premises.

We are regulated and monitored by the Financial Services Authority (FSA) as well as being registered with The Information Commissioner's Office for Data Protection Act 1998.

We have successfully completed loans for an estimated 20,000 customers Click here to read about their experiences:

• Speed of service - our experienced staff are available to answer your call to ensure your loan is processed promptly and professionally.
• Fixed rates for up to 5 years on very competitive terms.
• Rebates are provided for early settlement.
• Loans up to 150% of CAP guide retail value are also available.
• Our loans are completed by email and post.
• Optional accident, sickness, and involuntary unemployment protection provided if required. Life cover is also available.

Arranging your loan couldn't be easier

To apply for a loan simply follow our simple two step process (once you have chosen your car):

• Use the loan calculator to determine the amount you wish to borrow and the term of the loan.
• Then either apply online or CALL on 0845 680 1508